The Monthly Budget Planner is a ready-to-use budget spreadsheet for Excel and Google Sheets. Type your income, plan each category once, log what you spend — the totals, charts and insights fill themselves.
Who it is for
Anyone who wants a budget that works: one person, a couple or a busy household, any currency.
What's inside (12 tabs)
- Cover — the planner at a glance
- Start Here — The 3 steps, an index that jumps to every tab, and how to start a new month or year.
- Settings — Currency, start month, date format and your income sources. Change once.
- Example — A filled month. Look at it first — it shows how every number connects.
- Monthly Budget — Your plan vs what you really spent. Pick the month at the top.
- Expense Log — One line per spend, with category and “paid with” dropdowns.
- 12-Month Overview — Income, spent, saved and left over for all 12 months, with a chart.
- Zero-Based & 50-30-20 — Two quick checks on your plan: every dollar a job, and needs / wants / savings.
- Money Insights — Five plain-language insights and a 12-month trend, written for you.
- Paycheck Splitter — Which bills each paycheck covers — weekly, bi-weekly or monthly pay.
- Printable — A paper monthly budget page, ready to print.
- Next Step — The other five tools in The Money Planner Bundle.
The signature feature: money insights
The Money Insights tab reads your month and writes five plain-language lines for you:
- Biggest change — the category that went up most since last month
- Money runway — how many days your free money lasts at this pace
- Safe to spend — how much you can spend per day and stay on plan
- Top 3 leaks — the categories that are over plan, and by how much
- Savings rate — how much of your income went to savings and debt
Plus a 12-month trend chart that fills itself.
4 bonuses (each its own file)
1. 150 budget categories — PDF checklist + a spreadsheet list to copy from
2. Printable monthly budget pages — monthly budget, expense log, 12-month overview, paycheck plan (A4 + US Letter, colour, ink-saver and fillable PDF)
3. The 30-minute Monthly Money Date — a step-by-step guide with a notes page to print each month (A4 + US Letter)
4. Paycheck splitter — weekly, bi-weekly, twice-a-month or monthly pay (inside the planner and as its own .xlsx)
Also included
- 6 colour themes: Sage, Dusty Blue, Blush, Soft Lilac, Neutral and Dark
- A sample-data copy filled with example spending, so you can explore first
- A filled Example tab before your blank budget
- A 2-page Quick Start
- Undated: works any year, any month, any currency
Formats
Microsoft Excel (.xlsx) and Google Sheets (copy link in the Quick Start). Printable pages in A4 and US Letter.
How you get it
Instant download after checkout: one ZIP with the planner, the colour themes, the sample-data copy, the Quick Start and the 4 bonuses.
Want the whole set? The Money Planner Bundle has all six money tools — budget, debt payoff, bills, savings goals, daily spending log and sinking funds:
https://getmoreguide.com/the-money-planner-bundle/
This planner does arithmetic and organisation only. It is not financial advice.
